Terms of Service

Agreement to Terms

By accessing or using The Sturdy American, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our service.

Description of Service

The Sturdy American is a referral service that connects consumers with licensed insurance providers and agents. We are not a licensed insurance provider and do not sell insurance directly. All insurance products are provided by licensed third-party companies.

User Responsibilities

When using our service, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account information
• Use the service only for lawful purposes
• Not interfere with or disrupt the service

No Insurance Provider Relationship

The Sturdy American is not an insurance company, insurance agent, or insurance broker. We do not provide insurance advice or recommendations. Any insurance products or services are provided solely by licensed third-party insurance providers.

Third-Party Services

Our service may contain links to third-party websites or services that are not owned or controlled by The Sturdy American. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Disclaimer of Warranties

Our service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, timely, secure, or error-free.

Limitation of Liability

The Sturdy American shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Contact Information

If you have any questions about these Terms, please contact us at info@sturdyamerican.com.